Devotion, run as an economy

Devotion is one of the largest recurring behaviours in India, and the largest that nobody has ever organised as an economy.

I spent the years before this selling decisions to insurers, where the hard part was never the technology. It was persuading a regulated incumbent to change one step of a process it already ran. Here there is no incumbent to persuade. There is a temple, a pandit and a family, and an economy running on cash that nobody has bothered to count.

The three questions a family actually asks

  • Will the puja be done properly, on the right day, by someone who knows how?
  • Where will my mother sleep the night before darshan?
  • The offering we paid for. Did it reach the deity?

Not one of those is a question about an app, and that is the point. They get answered today the way they were answered thirty years ago: down a phone line, through a cousin, through a travel agent in the next town, through whoever answered last time. That works well enough until the family lives in Bengaluru and the temple is in Bihar, or until the family has settled abroad altogether and the cousin is two time zones away. Until the elder cannot stand in a queue for four hours, until the date falls in the one week the town is full.

Three things have to hold at once before any of that gets easier. There is an economy already running, an experience a family has to be able to complete, and trust holding the two together.

What has to hold at once

The economy already exists. It is the one that runs around a temple town, priests and poojaris, artisans, flower sellers, guides, drivers, satvik kitchens, homestays, and it runs mostly on cash and word of mouth. It is local enterprise, employment and tourism that nobody accounts for as an economy. A marketplace on top of it would be the easy half. The work is making the livelihood in it steady and visible, and most of that livelihood is carried by women.

Half the experience happens in a physical place, on a date the calendar picks rather than one the devotee picked, and no amount of software moves either. So the software has to meet it where it is. Book the slot, arrange the bed near the temple, get the family there, then get out of the way.

Trust is the hardest of the three and it is what a devotee is actually paying for. The question behind every booking is whether the ritual will be performed properly, by someone qualified to perform it, on the right date, and whether the offering reached the deity.

One thing follows from that and it is easy to miss. The supply is Indian and stays Indian: the temples, the pandits, the circuits, the company itself. The demand is not. The company writes it as being for Bharat and for home away from home, a college student, a grandparent, a family settled abroad, and the sharpest case is the one where somebody living overseas sponsors a puja in their own name at a temple they cannot reach, arranges a darshan for relatives back home, and has the prasad sent on to them. Everything about verification and settlement matters more, not less, when the person paying will never see the temple. Four faiths are honoured, and the Jain tirths and Buddhist sites among them are an international circuit in their own right; the company says its yatra circuits run beyond India as well, into Nepal, Sri Lanka and Indonesia.

Nor does everyone arrive through religion. Meditation, yoga, wellness and Ayurveda are a way in of their own, for people who would not describe themselves as devout and who still want the practice done properly. The catalogue has to hold that as carefully as it holds a shraadh date, and in fifteen or more Indian languages either way.

A yatra holds only if every step holds

A yatra is a sequence, not a booking. It holds only if every step in it holds.

Written out, it is seven steps. A family would recognise six of them. The seventh, the settling up afterwards, is the one nobody sees, and it is the one that decides whether the pandit, the driver and the homestay are still there next year.

The top of each step is what the family does. Underneath is what has to exist already for that step to be possible. Nearly all of the work is on the bottom line.
  1. 01

    A date

    The calendar picks it, not the family. A festival, an ekadashi, a shraadh date, a vow taken years ago.

    What has to be true A panchang, and the calendar each temple keeps for itself.

  2. 02

    A ritual

    Which temple, which puja, and what it is called in this family and this faith.

    What has to be true A catalogue of rituals that stays correct across four faiths and 15+ languages.

  3. 03

    A darshan

    A slot. Sometimes special entry, sometimes assisted, often for an elder who cannot stand in a queue.

    What has to be true Booked through the temple's official channel, never around it.

  4. 04

    A person

    A pandit, poojari, guru or astrologer who is qualified for that ritual on that date.

    What has to be true Verification real enough to be defended to a family elder.

  5. 05

    The ground

    A bed near the temple, the way there, and someone to call when it goes sideways.

    What has to be true Stays, transport, helicopter and palki, and people who are actually there.

  6. 06

    The offering

    Prasad, samagri, the chadava. The part a family will remember having got right or wrong.

    What has to be true Stock sourced against the ritual that is actually being performed.

  7. 07

    Afterwards

    Proof it happened, prasad sent home, and the photographs that go to the relatives abroad.

    What has to be true One ledger, and every small partner in it paid on time.

One identity, one catalogue, one ledger

Underneath all of it sits one spine: one identity, one catalogue, one ledger.

The devotee app, the partner platform, the darshan, stay and travel portals and the yatra guides all write to the same three records. Someone onboarded for a puja can take a yatra booking without being onboarded twice. A devotee who books a darshan can find a bed beside it, because the darshan and the bed are looking at the same temple.

That constraint costs us speed on any single product, and it is the reason the whole thing holds together.

Every surface on both sides of the market arrives at the same three records.
One shared spine underneath every part of the ecosystem Devotee and Partner and Institution both arrive at the same three shared records: one identity, one catalogue, one ledger. Sitting on those are DharmikVibes, DivineAI, DharmikGuide, DharmikVibes Studio, Gita Sadhana, Dharmik Darshan, DharmikHubs, Dharmik Stays, Dharmik Travel, DharmikStore, DharmikCalendar, Dharmik Communities, Dharmik Activities. The same list is written out on this page. Who arrives The spine What sits on it Devotee one record, any app, anywhere they live Partner pandits, guides, drivers, hotels, artisans Institution temples, trusts, government, infrastructure One identity onboarded once, known everywhere One catalogue temples, rituals and their rules One ledger who is owed what, from the start DharmikVibes The devotee app DivineAI A voice-first companion DharmikGuide The partner side DharmikVibes Studio Audio series and courses Gita Sadhana Daily practice Dharmik Darshan Temple darshan DharmikHubs On the ground in the temple town Dharmik Stays A bed near the temple Dharmik Travel Getting there DharmikStore Commerce DharmikCalendar The dates that matter Dharmik Communities Where devotees gather Dharmik Activities Practice, taught and done

The three shared records Who writes to them

Not one of them is a separate database with its own idea of who a partner is. That is the constraint, and it is why someone onboarded for a puja can take a yatra booking without being onboarded a second time.

The nine tenths under the apps

A devotee sees a booking screen. Almost everything that makes the booking safe sits behind it, and most of it is verification.

Verifying pandits, gurus, astrologers and poojaris, in a way a family elder would accept. Mapping temples and the rules each one keeps. Holding a catalogue of rituals that stays correct across four faiths and fifteen languages. Routing special-entry darshan through official temple channels rather than around them.

A temple is not a listing. It keeps its own calendar, its own entry rules and its own idea of what may be offered and by whom, and none of that changes because software turned up. The catalogue bends to the temple, every time, and that is the correct way round.

What the one catalogue has to hold. Four faiths are honoured, and beyond them the same courtesy; each brings a different kind of place with different rules attached, and a request can arrive in any of fifteen or more Indian languages.
  • Hinduism

    Temples, and the darshan and puja each one runs its own way

  • Sikhism

    Gurudwaras, and the dates a family keeps around them

  • Jainism

    Jain tirths, and the pilgrimages planned around them

  • Buddhism

    Buddhist sites and monasteries, chanting and retreats

Asked in
  • हिन्दी
  • বাংলা
  • தமிழ்
  • తెలుగు
  • मराठी
  • ગુજરાતી
  • ಕನ್ನಡ
  • മലയാളം
  • ਪੰਜਾਬੀ
  • English
  • and more, 15+ in all

One booking, and everyone it owes

A single booking is never a single thing.

One darshan reaches a temple's own calendar, a ritual in the catalogue, a pandit, a bed, a vehicle, a shop, and the devotee's own record. Some of that is information which simply has to be right. The rest of it is somebody's income.

It rarely stays one thing either. A family who comes for a darshan wants the aarti that evening, a temple three hours away that only locals know to visit, someone who can say what the ritual is for, and prasad sent to a son who could not travel. What they are buying is trust: that the pandit is who we say he is, that the rules of that temple are kept, and that what they were told would happen, happened.

The rows that carry on to the right are the ones with a person at the end of them.
What a single booking touches, and who has to be paid for it One booking reaches a slot on the temple's calendar; the right ritual for this faith; a pandit verified for that ritual; a bed near the temple; the way there, and back again; the puja kit for that ritual; a guide who knows what happens next; one devotee record, in their language; what this temple permits, and what it does not; one ledger line per partner owed. Of those, 5 are a person or a small business who then has to be paid from the same ledger the booking already wrote to. Made once What it reaches What is then owed One booking made on a date the calendar chose A slot on the temple's calendar The right ritual for this faith A pandit verified for that ritual A bed near the temple The way there, and back again The puja kit for that ritual A guide who knows what happens next One devotee record, in their language What this temple permits, and what it does not One ledger line per partner owed Then it has to settle Each of those five is a person or a small business. They are paid from that same ledger, and doing that on time is most of the work.

Someone who will be owed money A record that has to be right

Paying the smallest partner on the day

A pandit paid six weeks late does not complain. He stops answering. The devotee who asked for him is told he is unavailable, and nobody involved ever learns that the reason was a payment.

So the ledger is written at the booking, not at the end of a quarter: a line for each partner owed, closed on a date they can plan their month around. A driver in Haridwar who knows Tuesday means Tuesday will take the next booking. One who has been told twice will take somebody else's.

The difficulty is not the first payout. It is the ten thousandth, to people who bank in a town where cash still settles most things, in a week when a festival triples the volume.

Ten lakh livelihoods, as an aim

The aim over five years: ten lakh livelihoods.

Ten lakh families earning locally, from work a temple town already does. That is what the company is pointed at. It is not what it has done.

A temple town is already an economy. It runs on cash and word of mouth, and nobody keeps books on it. India's temple towns are local enterprise, employment, tourism and entrepreneurship economies.

The company puts its own aim in four words: restoring heritage, creating livelihoods. The heritage half is care, and telling the stories of sacred places well enough that a younger generation grows up knowing them. The livelihoods half is steady income for priests, artisans, travel operators and other service providers across rural and urban India, and it only becomes real on the day the money arrives on time.

Women Power

Women have always carried the living traditions: temple kitchens, homestays, crafts, wellness and teaching. Around them, guides, drivers, photographers, yoga and meditation teachers, satvik kitchens and flower sellers. The aim is that they earn from this work with a verified profile, direct income and dignity, close to home.

DIVVIB Lifestyle, Gurugram

DIVVIB Lifestyle Private Limited was incorporated in Gurugram in 2024 and trades as DharmikVibes. It is recognised as a startup by the Government of India under DPIIT. Operations began in August 2025. I joined as Co-Founder in September 2026, and I am building it now.

Entity
DIVVIB Lifestyle Private Limited
CIN
U79110HR2024PTC126911
DPIIT
DIPP191832
Registered
Minarch Tower, Sector 44, Gurugram, Haryana 122003, India
My role
Co-Founder, from September 2026
Group site
divvib.com

What I am building there

  • dharmikvibes.com

    The platform itself. Yatra, puja and darshan, booked in one place.

  • DivineAI

    A companion to ask about a ritual, a fast, a festival or a route, on the web. Or on WhatsApp at +91 73031 46668.

  • DharmikVibes Studio

    A creator platform. Guides, scholars and storytellers publish audio series and courses there.

  • Gita Sadhana

    The Bhagavad Gita as a daily practice, a few verses at a time.

  • DharmikGuide

    The partner network, where pandits, guides, temples and travel operators run their own work.

What the group runs

  • DharmikVibes

    The devotee app

    Daily darshan and ePuja, yatra and VIP darshan, pandits and astrologers, bhajans and a community to share it with, in one place.

  • DivineAI

    A voice-first companion

    Ask about a ritual, a fast, a festival or a route in your own language, and get an answer that fits your practice.

  • DharmikGuide

    The partner side

    Where verified pandits, gurus, astrologers, poojaris, temples and travel operators run their own work.

  • DharmikVibes Studio

    Audio series and courses

    A creator platform where guides, scholars and storytellers publish audio series, kathas and short courses on temples, tirthas and traditions.

  • Gita Sadhana

    Daily practice

    All 700 verses of the Bhagavad Gita, arranged as something you can actually keep up with.

  • Dharmik Darshan

    Temple darshan

    VIP, live, ritual and assisted darshan, booked through official temple channels rather than around them.

  • DharmikHubs

    On the ground in the temple town

    DIVVIB in the town itself, working with the people who serve devotees there, alongside DharmikGuide. divvib.com lists it next to the verified places to rest nearby.

  • Dharmik Stays

    A bed near the temple

    Verified dharamshalas, ashram stays and pilgrim-friendly hotels beside the temples that matter.

  • Dharmik Travel

    Getting there

    Transport, helicopter and palki, packages, and people on the ground when a yatra goes sideways.

  • DharmikStore

    Commerce

    Puja samagri and devotional goods, sourced against the rituals people are actually performing.

  • DharmikCalendar

    The dates that matter

    A dharmik calendar and panchang, for Navratri, Mahavir Jayanti, Vesak, Gurpurab and the festivals a family keeps.

  • Dharmik Communities

    Where devotees gather

    Bhajans sung together, live events, group rituals and festivals kept in company rather than alone, wherever the devotee lives.

  • Dharmik Activities

    Practice, taught and done

    Meditation, yoga, wellness and the classes and satsangs people arrive through when they come to this by a route other than religion.

Plus the campaigns that keep it honest: Virasat, Seva Saathi, Yuva Yatra, Ankahi.

Why this market is hard, and worth it

Trust here does not transfer. A family will not accept a pandit because an app rates him five stars; they accept him because someone they respect vouches for him, or because the temple does. So verification cannot be a badge on a profile. It has to be the kind of thing an elder in the family would accept if he asked how we knew.

And the calendar decides demand, not the customer. The dates were fixed centuries ago and everyone wants the same morning. A system built for steady traffic breaks on Mahashivratri; one built for Mahashivratri is idle in between and has to earn its keep the rest of the year. Both of those are why the market has stayed open: they punish a light entry, and they reward staying.

AI earns its place quietly in that. Reading a request in the language it was written in. Matching a ritual to a practitioner who actually performs it. Taking the paperwork off a pandit who would rather not do paperwork. What it is not is a chatbot standing between a person and their faith, and nothing we ship puts one there.

If you work in this market

If you invest in consumer businesses, write about this market, or run a temple, a trust, a hotel, a fleet or ritual services at any scale, I am glad to talk.

Get in touch

Advising and consulting